*{box-sizing:border-box;margin:0;padding:0}
:root{--navy:#0A2A6B;--navy-d:#061B47;--blue:#1E6BFF;--cyan:#25D7F4;--burgundy:#6B1226;--ink:#0B1220;--muted:#5A6785;--line:#E3E9F5}
html{scroll-behavior:smooth}
body{font-family:'Inter',-apple-system,'Segoe UI',Roboto,sans-serif;color:var(--ink);background:#fff;line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{max-width:100%}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;gap:10px;height:74px;position:relative}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;letter-spacing:-.02em;font-size:20px;color:var(--navy);flex:0 0 auto}
.logo .mark{width:34px;height:34px;border-radius:9px;background:linear-gradient(135deg,var(--navy),var(--blue));display:grid;place-items:center;color:#fff;font-size:15px;font-weight:800}
nav.top{display:flex;gap:2px;align-items:center;flex:1 1 auto;flex-wrap:nowrap;min-width:0;overflow:hidden}
nav.top a{padding:8px 9px;border-radius:8px;font-weight:600;font-size:13px;color:#22305A;white-space:nowrap}
nav.top a:hover{background:#F1F5FE;color:var(--navy)}
nav.top a.active{background:var(--navy);color:#fff}
.callbtn{background:linear-gradient(135deg,var(--blue),var(--cyan));color:#fff!important;font-weight:700}
.head-actions{display:flex;align-items:center;gap:18px;flex:0 0 auto;margin-left:auto}
.head-actions a{padding:9px 16px;border-radius:8px;font-weight:700;font-size:14px;white-space:nowrap}
.head-actions a.signin{border:1.5px solid var(--navy);color:var(--navy)!important;margin-right:4px}
.head-actions a.signin:hover{background:#F1F5FE}
.head-actions a.preqbtn{background:var(--burgundy);color:#fff!important;margin-left:6px}
.head-actions a.preqbtn:hover{filter:brightness(1.12)}
.burger{display:none;font-size:26px;color:var(--navy);background:none;border:0;cursor:pointer;flex:0 0 auto}
@media(max-width:1080px){.burger{display:block}nav.top{display:none;position:absolute;top:74px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:12px 24px 18px;flex:none;overflow:visible;min-width:0}nav.top.open{display:flex}}
.hero{position:relative;background:linear-gradient(125deg,var(--navy-d) 0%,var(--navy) 52%,#1B4EC4 100%);color:#fff;overflow:hidden}
.hero .inner{position:relative;z-index:2;padding:58px 0 72px;display:grid;grid-template-columns:1.02fr .98fr;gap:44px;align-items:start}
@media(max-width:980px){.hero .inner{grid-template-columns:1fr;padding:44px 0 56px}}
.eyebrow{display:inline-block;font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:var(--cyan);border:1px solid rgba(37,215,244,.45);border-radius:999px;padding:6px 14px;margin-bottom:18px}
h1{font-size:clamp(32px,4.6vw,52px);line-height:1.08;letter-spacing:-.03em;font-weight:800}
h2{font-size:clamp(25px,3.1vw,36px);letter-spacing:-.025em;font-weight:800;color:var(--navy)}
h3{font-size:19px;font-weight:750;letter-spacing:-.01em}
.lead{font-size:17.5px;color:#D6E2FA;margin-top:16px;max-width:36em}
.chips{display:flex;gap:9px;flex-wrap:wrap;margin-top:22px;align-items:center}
.chip-preq{display:inline-block;background:#6B1226;color:#fff!important;font-weight:800;font-size:14px;padding:8px 18px;border-radius:999px;letter-spacing:.01em}
.chip-preq:hover{filter:brightness(1.12)}
.chip{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);border-radius:999px;padding:6px 13px;font-size:13px;font-weight:600}
.vidcard{border-radius:16px;overflow:hidden;border:1px solid rgba(255,255,255,.22);box-shadow:0 20px 50px rgba(3,15,45,.4);margin-bottom:20px;position:relative;background:#061B47}
.vidcard video,.vidcard img{display:block;width:100%;aspect-ratio:16/9;object-fit:cover;opacity:.92}
.vidcard .tag{position:absolute;bottom:10px;left:12px;background:rgba(6,27,71,.72);border:1px solid rgba(255,255,255,.2);border-radius:999px;padding:4px 12px;font-size:11.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase}
section{padding:72px 0}
section.alt{background:#F6F9FF;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sub{color:var(--muted);font-size:17px;margin-top:12px;max-width:62ch}
.grid{display:grid;gap:22px;margin-top:36px}
.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.g3,.g4,.g2{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;box-shadow:0 1px 2px rgba(10,42,107,.05);transition:.2s}
.card:hover{transform:translateY(-3px);box-shadow:0 14px 34px rgba(10,42,107,.12);border-color:#C9D9F8}
.card .ico{width:44px;height:44px;border-radius:11px;background:linear-gradient(135deg,var(--navy),var(--blue));display:grid;place-items:center;font-size:21px;margin-bottom:15px;color:#fff}
.card p{color:var(--muted);font-size:15px;margin-top:8px}
.form{background:#fff;color:var(--ink);border-radius:18px;padding:26px;box-shadow:0 24px 60px rgba(3,15,45,.35)}
.form h3{font-size:22px;color:var(--navy)}
.formtabs{display:flex;gap:6px;margin:0 0 14px}
.formtabs button{flex:1;border:1px solid #CFDBF2;background:#F6F9FF;color:var(--navy);font-weight:700;padding:9px 6px;border-radius:9px;cursor:pointer;font:inherit;font-size:13px}
.formtabs button.on{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;border-color:transparent}
.chan{display:flex;gap:10px;flex-wrap:wrap;margin:4px 0 8px}
.chan label{display:inline-flex;align-items:center;gap:6px;margin:0;font-weight:600;color:#28365E}
.chan input{width:auto;margin:0}
.form p.small{font-size:13.5px;color:var(--muted);margin-top:6px}
label{display:block;font-size:13px;font-weight:700;color:#28365E;margin:14px 0 6px}
input,textarea,select{width:100%;padding:12px 14px;border:1px solid #CFDBF2;border-radius:10px;font:inherit;font-size:15px;background:#FCFDFF}
input:focus,textarea:focus,select:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(30,107,255,.15)}
textarea{min-height:96px;resize:vertical}
.btn{display:inline-block;border:0;cursor:pointer;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;font-weight:700;font-size:16px;padding:14px 22px;border-radius:11px;width:100%;margin-top:20px;transition:.2s;text-align:center}
.btn:hover{filter:brightness(1.1)}
.btn:disabled{opacity:.6;cursor:default}
.btn.ghost{background:transparent;border:1.5px solid #fff;width:auto;padding:13px 22px}
.btn.solid-inline{width:auto;padding:13px 24px}
.btn.alt2{background:#fff;color:var(--navy);border:1.5px solid #CFDBF2}
.note{display:none;margin-top:14px;background:#E8FBF0;border:1px solid #A6E6C3;color:#0B6B3A;padding:14px;border-radius:10px;font-size:14.5px}
.note.warn{background:#FFF4E5;border-color:#F3C98B;color:#8A4B08}
.imgcard{border-radius:16px;overflow:hidden;border:1px solid var(--line);box-shadow:0 10px 30px rgba(10,42,107,.10)}
.imgcard img{display:block;width:100%;height:100%;object-fit:cover}
.price{display:flex;flex-direction:column;border:1px solid var(--line);border-radius:18px;padding:28px;background:#fff}
.price.feat{border:2px solid var(--blue);box-shadow:0 18px 44px rgba(30,107,255,.16);position:relative}
.price.feat:before{content:"MOST POPULAR";position:absolute;top:-13px;left:28px;background:var(--blue);color:#fff;font-size:11px;font-weight:800;letter-spacing:.1em;padding:5px 12px;border-radius:999px}
.amt{font-size:42px;font-weight:800;color:var(--navy);letter-spacing:-.03em;margin-top:12px}
.amt small{font-size:15px;font-weight:600;color:var(--muted)}
.mo{font-size:15px;color:var(--muted);margin-top:6px;font-weight:600}
ul.ticks{list-style:none;margin:20px 0 0}
ul.ticks li{padding-left:26px;position:relative;margin-bottom:10px;font-size:15px;color:#31405F}
ul.ticks li:before{content:"\2713";position:absolute;left:0;top:-1px;color:var(--blue);font-weight:800}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 20px;margin-bottom:12px}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);font-size:16px;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary:before{content:"+";float:right;color:var(--blue);font-size:20px;line-height:1}
.faq details[open] summary:before{content:"\2013"}
.faq details p{margin-top:12px;color:var(--muted);font-size:15px}
.member img{width:100%;aspect-ratio:1/1;object-fit:cover;border-radius:14px;margin-bottom:14px}
.role{color:var(--blue);font-weight:700;font-size:13.5px;letter-spacing:.02em}
.pageheadr{background:linear-gradient(120deg,var(--navy-d),var(--navy) 55%,#1E4FBF);color:#fff;padding:60px 0}
.pageheadr h1{font-size:clamp(29px,3.9vw,42px)}
.pageheadr p{color:#CFDEFA;margin-top:12px;font-size:17px;max-width:60ch}
.cta{background:linear-gradient(120deg,var(--navy-d),var(--blue));color:#fff;text-align:center;padding:70px 0}
.cta h2{color:#fff}.cta p{color:#D6E2FA;margin-top:12px}
footer{background:#061B47;color:#AFC3E8;padding:50px 0 28px;font-size:14.5px}
footer a:hover{color:#fff}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px}
@media(max-width:800px){.fgrid{grid-template-columns:1fr}}
footer h4{color:#fff;font-size:14px;letter-spacing:.08em;text-transform:uppercase;margin-bottom:13px}
footer li{list-style:none;margin-bottom:9px}
.fbot{border-top:1px solid rgba(255,255,255,.12);margin-top:32px;padding-top:18px;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;font-size:13px}
.stat{font-size:32px;font-weight:800;color:var(--navy)}
.stat+div{color:var(--muted);font-size:14.5px}
.stars{color:#F5A524;font-size:16px;letter-spacing:2px}
.quote{font-size:15.5px;color:#31405F;margin-top:12px}
.who{margin-top:14px;font-weight:700;color:var(--navy);font-size:14.5px}
.who span{display:block;font-weight:500;color:var(--muted);font-size:13.5px}
.pf{border:1px solid var(--line);border-radius:16px;overflow:hidden;background:#fff;transition:.2s}
.pf:hover{transform:translateY(-3px);box-shadow:0 16px 38px rgba(10,42,107,.13)}
.pf img{display:block;width:100%;aspect-ratio:3/2;object-fit:cover}
.pf .body{padding:22px}
.tag2{display:inline-block;background:#EEF4FF;color:var(--navy);border-radius:999px;padding:4px 11px;font-size:12px;font-weight:700;margin-bottom:10px}
.trust{display:flex;gap:26px;flex-wrap:wrap;margin-top:26px;color:#CFDEFA;font-size:13.5px;font-weight:600}
/* chat widget */
#chatbtn{position:fixed;right:20px;bottom:20px;z-index:80;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;border:0;border-radius:999px;padding:14px 20px;font-weight:700;font-size:15px;cursor:pointer;box-shadow:0 12px 30px rgba(10,42,107,.35)}
#chatbox{position:fixed;right:20px;bottom:84px;z-index:80;width:340px;max-width:calc(100vw - 40px);background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 24px 60px rgba(3,15,45,.28);display:none;overflow:hidden}
#chatbox header{background:var(--navy);color:#fff;padding:14px 16px;font-weight:700;font-size:15px;display:flex;justify-content:space-between}
#chatlog{padding:14px 16px;max-height:260px;overflow-y:auto;font-size:14.5px}
#chatlog .b{background:#F1F5FE;border-radius:12px;padding:10px 12px;margin-bottom:10px}
#chatlog .u{background:var(--navy);color:#fff;border-radius:12px;padding:10px 12px;margin-bottom:10px;margin-left:32px}
#chatform{display:flex;gap:8px;padding:12px 14px;border-top:1px solid var(--line)}
#chatform input{flex:1}
#chatform button{background:var(--blue);color:#fff;border:0;border-radius:10px;padding:0 14px;font-weight:700;cursor:pointer}
.staffbar{background:#061B47;color:#fff;border-bottom:3px solid #1E6BFF}
.staffbar .inner{max-width:1200px;margin:0 auto;padding:8px 24px;display:flex;flex-wrap:wrap;gap:10px;align-items:center}
.staffbar .who{font-size:12px;color:#9CB4E8;margin-left:auto}
.staffbar .who a{color:#fff;margin-left:8px}
.staffbar nav{display:flex;flex-wrap:wrap;gap:4px}
.staffbar nav a{color:#D6E2FA;font-size:12.5px;font-weight:600;padding:4px 8px;border-radius:6px;text-decoration:none}
.staffbar nav a:hover{background:#fff;color:#0A2A6B}
.viewtoggle{margin:0}
.viewtoggle button{display:flex;align-items:center;gap:8px;border:1px solid #3A5AA0;background:#0A2458;color:#D6E2FA;border-radius:999px;padding:5px 10px;cursor:pointer;font:inherit;font-size:12px;font-weight:700}
.viewtoggle button.on{background:#fff;color:#0A2A6B;border-color:#fff}
.viewtoggle .sw{width:28px;height:16px;border-radius:999px;background:#3A5AA0;position:relative}
.viewtoggle button.on .sw{background:#1E6BFF}
.viewtoggle .sw:after{content:"";position:absolute;top:2px;left:2px;width:12px;height:12px;border-radius:50%;background:#fff}
.viewtoggle button.on .sw:after{left:14px}
.viewtoggle .lab.now{color:#25D7F4}
.viewtoggle button.on .lab.now{color:#0A2A6B}

/* isolated prequalify funnel — no site menus */
body.pq-body{background:linear-gradient(125deg,#061B47 0%,#0A2A6B 55%,#1B4EC4 100%);min-height:100vh;color:#fff}
.pq-top{display:flex;justify-content:space-between;align-items:center;padding:16px 22px;max-width:720px;margin:0 auto}
.pq-top .logo{color:#fff}
.pq-lock{font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:#25D7F4}
.pq-main{max-width:640px;margin:0 auto;padding:8px 18px 48px}
.pq-ad{text-align:center;color:#D6E2FA;font-weight:600;margin:0 0 16px}
.pq-card{background:#fff;color:#0B1220;border-radius:18px;padding:26px;box-shadow:0 24px 60px rgba(3,15,45,.35)}
.pq-card h1{font-size:26px;color:#0A2A6B;margin-bottom:8px}
.pq-progress{font-size:13px;font-weight:800;color:#1E6BFF;margin:10px 0 14px}
.pq-qtitle{font-size:17px;font-weight:800;color:#0A2A6B;margin:10px 0 12px}
.pq-choices{display:grid;gap:8px}
.pq-choices button{border:1.5px solid #CFDBF2;background:#F6F9FF;color:#0A2A6B;font:inherit;font-weight:700;padding:14px 12px;border-radius:12px;cursor:pointer;text-align:left}
.pq-choices button.on,.pq-choices button:hover{background:linear-gradient(135deg,#0A2A6B,#1E6BFF);color:#fff;border-color:transparent}
.pq-pay{margin-top:22px;padding-top:16px;border-top:1px solid #E3E9F5}
.pq-pay .amt{margin:0 0 8px}
.pq-card .btn{width:100%}
.pq-card .btn:disabled{opacity:.45}
.pq-card .vidcard{margin:16px 0}
.pq-card .note{display:none}